Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Eagle Home Mortgage, a full service mortgage banker, is equipped to handle all aspects of a transaction, from helping borrowers select the products that best fit their needs to underwriting and closing loans with maximum efficiency. We offer a variety of loan programs for people interested in purchasing a home or refinancing their existing home, including: Conventional and Jumbo loans, Fixed and Adjustable Rate Mortgages, FHA/VA, Rural Housing/USDA, manufactured home financing, rehabilitation loans and investment properties.
Now more than ever, people need a partner and an advocate dedicated to guiding them through the financing process, removing obstacles and making sure things get done right – the first time. As that partner, the team at Eagle Home Mortgage are, above all, committed to seeing you home!
NMLS#802974 Universal American Mortgage Company, LLC dba Eagle Home Mortgage - Consumer Loan License #CL-1058. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.